The American middle class is now more often defined by their values rather than simply their income levels. In many case, the American middle class values are characteristic of the typical American dream. There values are more characteristic of this lifestyle than income alone.

In some cases, even Americans with lower incomes can attain a middle class lifestyle. In other cases, some families will exhibit the typical values characteristic of the middle class but do not have the financial means to obtain this lifestyle.

Typical values associated with a middle class lifestyle include several aspects. These aspects include a tendency towards planning for the future which includes retirement, future expenses, and higher education for their children. Additionally, middle class values often include a desire to be in control of their future, respect for and abidance of the law, and a desire for a good education for themselves and their children.

Finally middle class values also typically include a goal to move forward in socio-economic status which, is obtained through good education and hard work. These values also include a desire to protect their families from various hardships such as health issues, financial difficulties and crime.

Although the values and goals are typical characteristics of a middle class lifestyle, income does play a role in ability to attain these goals and support these values. Middle class Americans often plan ahead and save to obtain their goals and make a conscience effort to live within their financial means. Thus, a middle class lifestyle is much more than a household income but rather a way of life complete with values, goals, and desires to attain a better quality of life.

Most Americans consider themselves as part of the middle class or sometimes referred to as the working class. Additionally, many people also consider the middle class to be defined by income levels or in some cases by employment. However, these aspects are not the only characteristics that define the American middle class.

Historically, the middle class was defined mainly by income level. However, more recently it has been suggested that the middle class is more of a specific type of lifestyle rather than just an income designation.

Middle class Americans are often defined by their aspirations and goals. This social class typically desires to own their own homes, to be able to provide their children with higher education, and the desire to be able to participate and plan family functions such as vacations.

Although it is possible to attain a middle class lifestyle on a lower income it is more difficult now than it was 20 years ago. Rising costs in housing, education, and healthcare, as well as other financial demands placed on many families can impede a family’s ability to attain middle class lifestyles.

Additionally with rising costs and slower increases in family incomes, many dual income families can have difficulty in attaining a middle class lifestyle.

What is clear is that the middle class has become more of a lifestyle description including goals, aspirations, and values rather than simply an income designation. On the other hand, it is not necessarily as attainable as many would believe. In fact, most Americans who consider themselves middle class have the desire to be middle class but have yet to achieve that goal.